Rev.
As a father of 4 with a wife disabled by MS, while I pursued my M.Div. at age 40, we were granted about $25K in loans. I/we now owe $65K. I am 66 yrs. old, retired, receiving Soc. Sec. and my wife of 46 yrs. is dead. I cannot possibly repay the consolidated loan amount in my life time. I have $10-15 left in my checking account at the end of each month and usually 1/8 tank of gas and nearly no groceries. I cannot pay my AC bill in the summer and receive federal aid to do so.