Warning about SL Consolidation through Justice Dept.
Justice? I became disabled 15 years ago and filed bankruptcy due to the ensuing financial disaster, but student loan debt. could not be discharged. I was urged to consolidated my student loan debt through a ‘program’ offered by the Justice Dept: after 1o years of payments my remaining debt was to be discharged. I made payments for 5 years, but then started being hounded by Dept. of Ed for my SL debt. The bottom line is: the Justice Dept. ONLY SENT $125.00 out of the $3000.00 I paid to them to the Dept. of Ed. to be applied to my debt! In the meantime, with fees and interest my debt had nearly DOUBLED. The Justice Dept. refuses to explain what they did with the 2875.00 I paid them: in fact, because I dared to complain about this outrageous treatment, they are now garnishing 15% of my disability income. This is a severe hardship for me, not only financially: my trust in anything the U.S. government says is gone. Justice? Not for poor disabled citizens.